About Us
Building the missing link for African agri-finance.
Farmsky is an end-to-end AI lending and data infrastructure for smallholder farmers and the institutions that finance them.
The gap
Africa's agri-finance is broken.
50M+ smallholder farmers excluded from formal credit and adjacent Ag-SMES left with no working capital.
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3.6%
Of total lending goes to agriculture.
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22%+
Non-performing loans in agri portfolios.
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83%
Of Kenyan smallholders lack formal credit history.
What we do
Three plug-and-play services.
Seamless end-to-end Orchestration and productive use.
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Credit & data engine
AI scoring from M-Pesa history and satellite signals — under 10 minutes via USSD.
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Closed-loop disbursement
Funds flow only to pre-approved agro-dealers and merchants.
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Embedded insurance
Parametric weather-index insurance with M-Pesa payouts in 14 days.